Press Release

XL Dynamics, Inc. and BCE Emergis, Partner to Create an End-To-End Paperless Loan Origination Transaction System Cerritos, California- January 15, 2004 XL Dynamics, a leading mortgage software solution provider announced that it is integrating with the BCE Emergis eLending platform to enable lenders using their Mortgagesoft OnLine® product to access eLending services. The Web-based services for vendor management, closing and storage on the BCE Emergis eLending platform provide secure electronic exchange of information and real-time access to the data and documents needed to perform mortgage loan tasks quickly, easily and accurately. XL Dynamics Inc. proprietary Mortgagesoft OnLine® system in conjunction with the BCE Emergis eLending platform offers mortgage professionals an Integrated Loan Origination System that enables paperless fulfillment and legally binding documents using digital signatures. Greenlight Financial Services, a mortgage lender from Irvine, California, is testing the implementation. "We are excited about this partnership project," said Joseph Bentivegna, President of Greenlight. "Greenlight has been using Mortgagesoft OnLine® for its mortgage operations for over two years, and we are impressed with its capabilities."

About XL Dynamics

XL Dynamics, Inc. is a complete end to end web-based loan origination and financial solution software provider for the mortgage and lending industry. XL Dynamic's Loan Origination System, MOL, automates integrated loan and mortgage processes, including qualifying, processing, underwriting, closing, secondary marketing, settlement, shipping and insuring. In addition to automating processes, XL Dynamics' solutions make it possible for enterprises and customers to work as a single unit and share this mortgage processing information over the Internet.

Founded in 1992 in Cerritos California, XL Dynamics is a US based, multinational corporation with design centers located in the US and India. For more information about XL Dynamics, visit the company's website at www.xldynamics.com or contact:

Back