Press Release

XL Dynamics, Inc. Announces Partnership with McDonald Computer Corporation to Create an End-To-End Paperless Loan Origination Transaction System

Cerritos, CA - June 30, 2005

XL Dynamics, Inc., one of the nations leading providers of web-based mortgage lending and industry solutions announced the integration with Detroit, Michigan based McDonald Computer Corporation's Servicing/T.I.M.E ® platform.

Through a seamless integration with XL Dynamics' Loan Origination System (LOS) Mortgagesoft OnLine®, McDonald provides an extensive library of product offerings to its users and offers a fully integrated, on-line, real-time, loan servicing system. McDonald's partnership with XL Dynamics allows its users to have robust functionality and outlets for detailed reports, password security, and year-to-date file reconciliation.

"We are thrilled that our partnership with XL Dynamics enables us to deliver a complete Loan Origination and Loan Servicing solution to our customers. The pairing of XL Dynamics' Mortgagesoft OnLine® Lending system with McDonald Computer's industry proven Servicing/T.I.M.E servicing system can't be beat," said James B. McDonald, President of McDonald Computer.

"XL Dynamics bridges advanced performance with technology, we are in the business of building our clients' operations," said Pavan Agarwal, Chief Technology Officer of XL Dynamics. "We provide the vehicle for success- partners like McDonald Corporation provide the tools that get results."

About McDonald Computer Corporation

McDonald Computer Corporation's flagship product, Servicing/T.I.M.E®, is a fully automated mortgage loan servicing system designed and developed by mortgage bankers. Available either as a service bureau or stand-alone system, it performs all mortgage servicing tasks, including cash processing, escrow disbursements, on-line collections, automated hazard tracking and force placing of policies, investor reporting, customer service, tax service, lockbox, ACH, foreclosure tracking, custom letter generation and various other servicing duties. Year-end processing includes initialization of files, annual statement, IRS reporting, escrow analysis and any desired special forms (1099s, 101s, Schedule K-1s).

For more information on McDonald Computer or any of its products and services, contact James B. McDonald, at 800-966-8463, ext 203, or visit their website at http://www.mcdonaldcomputer.com

About XL Dynamics

XL Dynamics, Inc. is a complete end to end web-based loan origination and financial solution software provider for the mortgage and lending industry. XL Dynamic's Loan Origination System, MOL, automates integrated loan and mortgage processes, including qualifying, processing, underwriting, closing, secondary marketing, settlement, shipping and insuring. In addition to automating processes, XL Dynamics' solutions make it possible for enterprises and customers to work as a single unit and share this mortgage processing information over the Internet.

Founded in 1992 in Cerritos California, XL Dynamics is a US based, multinational corporation with design centers located in the US and India. For more information about XL Dynamics, visit the company's website at www.xldynamics.com or contact:

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